Experiencing a hit-and-run incident can be distressing, and the damage to your vehicle can be significant. At MVS Insurance in Arizona, we understand the challenges you face. This guide will help you understand how your auto insurance policy can help cover the cost of repairs.

Understanding Uninsured Motorist Property Damage Coverage

Uninsured Motorist Property Damage (UMPD) coverage is a part of most auto insurance policies. It covers the cost to repair or replace your vehicle if it’s damaged in a hit-and-run incident.

Calculating Your Coverage

Your coverage limit is typically the actual cash value of your vehicle. It’s important to ensure you have enough coverage to fully repair or replace your vehicle in the event of a total loss.

How to File a Claim

If you’re the victim of a hit-and-run, contact your insurance provider as soon as possible. Provide them with any available information about the incident and cooperate fully with the claims adjuster. Remember, honesty is key in this process. Misrepresentations can lead to claim denial.

Securing Your Peace of Mind with MVS Insurance

Understanding how auto insurance can help cover the cost of repairs after a hit-and-run incident can be complex. At MVS Insurance in Arizona, we’re here to help you understand your policy and guide you through the claims process. Contact us for any of your auto insurance questions or for a quote.