Choosing the right auto insurance policy can be a daunting task, especially with the myriad of options available. At MVS Insurance, we aim to simplify this process for Arizona drivers by providing a comparison of different auto insurance policies.

Liability Coverage

Liability coverage is the most basic type of auto insurance and is required by law in Arizona. It covers the costs of injuries and property damage you cause to others in an accident. However, it does not cover your own injuries or vehicle damage.

Collision Coverage

Collision coverage pays for damage to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault. This coverage is typically required if your vehicle is financed or leased.

Comprehensive Coverage

Comprehensive coverage pays for damage to your vehicle caused by events other than a collision, such as theft, vandalism, fire, or natural disasters. Like collision coverage, this is often required for financed or leased vehicles.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your costs.

Understanding the differences between these types of auto insurance policies can help you make an informed decision about what coverage is right for you. If you need further assistance, don’t hesitate to contact us at MVS Insurance. We’re here to help Arizona drivers navigate the world of auto insurance.